Safaricom M-PESA allows you to send money within Kenya to both Safaricom and other telecommunication company subscribers. Using the services too allows one to pay utility bills, link to PayPal, pay for the different services, deposit, transfer and receive money, buy Airtime (Airtime popup), withdraw through bank ATM, receive money internationally, and etc.
M-PESA is a service and product of Safaricom Kenya, a leading telecommunication company offering both Voice, Data and money transfer services across Kenya with Roaming services in both Africa and the world at large. If you were wondering the current (updated) Safaricom M-PESA / Paybill charges and rates Kenya 2020, all you need is to keep reading this post.
Safaricom M-PESA / Paybill charges 2025
Safaricom Mpesa Charges Kenya | ||||
Minimum (Ksh) | Maximum (Ksh) | Transfer to other M-PESA Users | Transfer to Unregistered Users |
Withdraw From M-PESA Agent |
1 | 49 | Free | N/A | N/A |
50 | 100 | Free | N/A | 10 |
101 | 500 | 11 | 45 |
27 |
501 | 1,000 | 15 | 49 |
28 |
1,001 | 1,500 | 26 | 59 | 28 |
1,501 | 2,500 | 41 | 74 |
28 |
2,501 | 3,500 | 56 | 112 | 50 |
3,501 | 5,000 | 61 | 135 |
67 |
5,001 | 7,500 | 77 | 166 |
84 |
7,501 | 10,000 | 87 | 205 | 112 |
10,001 | 15,000 | 97 | 265 |
162 |
15,001 | 20,000 | 102 | 288 |
180 |
20,001 | 35,000 | 105 | 309 |
191 |
35,001 | 50,000 | 105 | N/A |
270 |
50,001 | 70,000 | 105 | N/A |
300 |
Safaricom Mpesa Withdrawal Charges for ATM | ||||
Minimum (Ksh) | Maximum (Ksh) |
Mpesa Charges | ||
200 | 2,500 | 34 | ||
2,501 | 5,000 | 67 | ||
5001 | 10,000 |
112 | ||
10,001 | 20,000 |
197 |
M-PESA charges will depend on the amount you are sending or withdrawing. You can use your M-PESA menu to buy airtime for your phone, or for someone else. This service is free and you will only pay for the airtime purchased.
Additional Information about Safaricom M-PESA
- Maximum Account Balance is KSHs.100,000
- Maximum Daily Transaction Value is KSHs.140,000.
- Maximum per transaction is KSHs.70,000
- You cannot withdraw less than KSHs.50 at an M-PESA agent outlet
- To transact, your Safaricom line and M-PESA account must be active
- At an agent outlet, you cannot deposit money directly into another M-PESA customer’s account
- You earn Bonga points when you transact on M-PESA.
- To register or transact at any M-PESA Agent outlet, you will be required to produce your original identification document, i.e., National ID, Passport, Military ID or Alien ID/Foreigner Certificate
Due to the nature of financial sector in Kenya, the above charges are subject to change by Safaricom Kenya at any time. In case changes have occurred with the transaction rates and this post isn’t yet updated, please refer to MPESA page for a most recent update.
Discover more from Thekonsulthub.com
Subscribe to get the latest posts sent to your email.